My Family Cruise Nightmare: Why Travel Insurance is Always a Good Idea

When I prepare for a big trip I always include a few travel essentials on my list. I make sure to pack plenty of clothing options, comfortable shoes, toiletries, a good book and an extra phone charger just in case. But a few years ago, my family learned that the most important travel accessory is one that you can’t even see: travel insurance. While some people may be wary of purchasing this optional coverage, on our last family vacation we very quickly learned about the value of travel insurance.

An Alaskan Dream Cruise

Don’t take a chance on your next vacation

My family went on a travel cruise to Alaska back in September 2011 with the greatest of vacations in mind. We were looking forward to seeing some beautiful natural areas and relaxing on the cruise ship during our downtime. Typically, my Dad does all of the planning because he is an experienced traveler and likes to choose activities at each destination.

At the time of booking the cruise trip, my Dad was 84 years-old and looking forward to spending time traveling with his kids and grandchildren too. The travel insurance premium for our one-week cruise ended up being over $300 but my Dad knew it would be a good investment, just in case something went wrong. Later on, he would find out first-hand just how valuable that small investment was.

 

A Slip and Fall at Sea

As everyone got ready for dinner on the second day of the cruise, my Dad slipped and fell in the shower. After first trying to shrug it off, he eventually started complaining of back pain, so we took him to the ship doctor to be checked out. The doctor examined him and eventually gave him a few pain pills and muscle relaxers to help sort him out. After resting that evening, it seemed like he was doing much better. In fact, he felt good enough to join us all for a whale watching excursion! After a day of fun with the family, the last thing on our minds was the cruise trip accident.

The next morning, as I was enjoying some coffee with my husband on deck, we heard a page asking for a medic to be sent to my parents’ stateroom. We made our way back down below deck as quickly as possible but once we got there, my Dad was being taken from the room on a stretcher. As we scrambled to compose ourselves in front of the kids, we were told that he was experiencing facial seizures.

A Long Road to Recovery

Luckily, my Dad was quickly taken off of the ship and transported by ambulance to Whitehorse for a CT scan. There we discovered that he had a subdural hematoma and needed to be transported to VGH to undergo a brain operation. He ended up staying in the hospital for over three months due to the traumatic brain injury and a fractured vertebra in his back. Fortunately for us, all of the ship’s medical expenses and ambulance charges were covered by TUGO. Later, my Dad told us that his one regret was the fact that he didn’t purchase trip interruption coverage, because he wasn’t reimbursed for the cost of the cruise.

Invest in TUGO Travel Insurance On Your Next Trip

Without the protection of travel insurance from the Insurance Services Department of London Drugs, our family would have paid for all medical expenses out-of-pocket. Before you travel with your loved ones, be sure to invest in travel medical for your next trip. Visit LDInsurance.ca today for coverage starting at just $20.

Buying a New Vehicle? Don’t Skip the Replacement Cost Insurance.

Make sure you get the right insurance when you buy a new car.

Protecting a shiny new car takes more than your average auto insurance. If your vehicle is totaled in a car accident, basic coverage often won’t cover the full cost you paid at the dealership. After all, your car’s value depreciates over time. Let’s say you bought the vehicle for $25,000 in 2016, but its present-day value is only $14,000. As a result, you’re likely only covered for $14,000 in the event of a collision.

There is, however, an easy solution. By purchasing replacement cost insurance, your new vehicle can be insured for its original cost or the full cost of its dealership repairs. If the car is irreparably damaged, you’ll be reimbursed for a new car of the identical make and model, minus the deductible. We’ll tell you a true story below to show you why you should buy replacement cost insurance from The Insurance Services Department of London Drugs.

Learning From Our Mistakes

A current staff member, let’s call her Dawn, tells a cringe-worthy account of driving to Edmonton in 2015 with her husband in their one-month-old car, which they had declined to insure with replacement cost insurance. “We figured we are pretty safe drivers and we are not going to have any accidents,” explains Dawn.

But during that fateful trip down Coquihalla Highway, Dawn and her husband collided with a deer that ran into their path. “The vehicle was a total write-off from that accident,” she says. Things were, unfortunately, about to get even worse. “While we were waiting to be towed,” Dawn continues, “A tour bus full of US tourists slammed onto the tow truck, which consequently slammed onto our vehicle damaging it even more.”

The Cost of Being an Underinsured Motorist

Since Dawn and her husband didn’t have replacement cost insurance, ICBC only paid for the vehicle’s value at the time of the accident. After the incident, the couple vowed to never buy a new vehicle without investing in replacement cost coverage. “Whenever I have a client who is insuring a vehicle that’s less than 3 years-old, I always tell them my story so that they don’t make the same mistake that I made,” Dawn says knowingly.

Travel safe with the right kind of insurance.In January 2018, Dawn’s new Toyota was stuck in a crash, causing significant damage to its front bumper. But this time, she was prepared with replacement cost coverage. The insurance not only covered the repair costs, but it ensured that genuine Toyota parts were used, instead of generic ones.

Protecting Your New Car Today

If your car is involved in an accident, replacement cost auto insurance can protect you from depreciation and inflation. As a result, your settlement could cover the cost of a brand new vehicle. Visit us at the Insurance Services Department at London Drugs.

Support Youth in Need with Kids Help Phone

There are times when a child or teenager needs a safe space to talk about what is happening in their lives. Whether it’s dealing with anxiety or depression, coping with tragedy, or facing cyberbullying, kids can come up against several hardships at a young age—and it’s important to let them know that they are not alone.

Kids Help Phone London Drugs Blog

This May, London Drugs is supporting Kids Help Phone, Canada’s only 24/7 national service offering professional counselling, information, and referrals to young people across Canada. Customers will be invited to donate $3 at checkout when shopping at London Drugs, starting May 14 until May 31, and all proceeds raised will go directly to Kids Help Phone to help them always be there to support youth in need.

The impact of Kids Help Phone in Canada

Kids Help Phone is a Canadian leader, known for their expertise and continuous innovation as Canada’s only 24/7, bilingual (English and French) professional counselling, information and volunteer support service for young people.

Since 1989, they have offered kids, teens, and young adults a critical lifeline of hope and support through their free, anonymous service, which research shows significantly improves youth mental health. Young people reach out to Kids Help Phone from every corner of the country via phone, Live Chat, an internationally-recognized website, and through a confidential volunteer-led texting service (available nationwide by the end of 2018) in addition to having access to a database of local youth-serving programs.

Kids Help Phone Donate London Drugs in May

Kids Help Phone speaks with young people every day—often acting as the only mental health and well-being support available to vulnerable and at-risk youth across the country. In 2017, Kids Help Phone provided over 59,000 counselling sessions in total across Canada, and youth reached out to Kids Help Phone an average of 530 times per day for counselling, information or referrals.

Kids Help Phone is a registered Canadian charity, and the majority of their revenue is raised from individuals, foundations, corporations, and community fundraising. It takes courage for a young person to reach out to Kids Help Phone and it takes courage for the community to stand behind and support them. With the support of supporters like London Drugs and its customers, Kids Help Phone can work to achieve their vision of a future where every young person in Canada will access the support they need, in the way they need it most. 


To learn more about Kids Help Phone, please visit kidshelpphone.ca.

Jerseys for Humboldt #HumboldtStrong

At London Drugs we are devastated by the tragedy that has unfolded in the Humboldt community. Words cannot express the sadness we feel for the team and their families.

At the same time we are extremely proud of the members of the community who have come alongside these families including the first responders and hospital workers who have worked tirelessly through this situation. We’re also proud of the way Canadians have stood together to offer whatever help we can.

We are honoured to be able to stand together with the people of Humboldt and our fellow Canadians and show them that our thoughts are with them at this time. London Drugs is with you.

If you’d like to contribute to the players and families affected, click here.

#HumboldtStrong #JerseysForHumboldt

 

 

Braun Easter Entertaining Contest – Conquer the Expected.

Braun, the #1 brand globally in hand blenders, has opened up a world of new possibilities for creative cooking for you and your family with the Multiquick Hand Blenders. When you combine fresh ingredients with imagination, you’ll discover that your new favourite cooking tool fits right in the palm of your hand.

Together with Braun, we’re excited to be giving away three Multiquick Hand Blenders! See below for full Terms & Conditions and how to enter.

Braun Facebook Contest Terms & Conditions

To enter: Comment with your favorite Easter brunch recipe on the Braun giveaway Facebook post.

Contest is open to all residents of British Columbia, Alberta, Saskatchewan, and Manitoba who, as of the date the prize draw is made: (i) have not won a London Drugs contest since March 30th, 2017; (ii) have reached the age of majority in the province in which they reside as of March 30th, 2017; (iii) are not employees of London Drugs, their respective advertising and promotional agencies, the independent judging organization (if any), or any family member living with any such employee.

No purchase necessary. Limit one (1) entry per person per social network per contest. Entries must be received no later than 11:59 PM Pacific Time on April 13th, 2018. London Drugs is not responsible for entries that become lost or misdirected. All entries become the property of London Drugs Limited and will not be returned.

One (1) winner will be randomly chosen on the day the contest ends (see dates below) in Vancouver, British Columbia, from all eligible entries received per contest. To win, selected entrants must correctly answer a skill-testing mathematical question and must sign London Drugs’ declaration and release confirming compliance with the contest rules and acceptance of the prize(s) as awarded, releasing London Drugs from liability in association with the contest and prize and consenting to the use of their name, photograph, voice and statements for promotional and publicity purposes.

There will be one (3) prizes of one Braun MQ735 Multiquick Hand Blender ($129.99). See details and contest date below. Prizes must be accepted as awarded, are non-transferable and no substitutions are permitted. Prizes will be awarded at the closest London Drugs location to contest winners.

Contest date – Friday, March 30th, 2018 – Friday, April 13th, 2018, 11:59 PM Pacific Time

Draw date – Monday, April 16th, 2018

Only one prize may be won by any one person and household. In the event that any selected entrant incorrectly answers the skill-testing question or is otherwise unwilling or unable to comply in full with these rules, a new entry will be drawn.

Selected winners will be contacted by email or on the social network they were drawn from. No correspondence will be entered into except with selected entrants. If the winners do not respond then they will be notified for the second time, 3 (three) days after the first notification. If the winners still do not respond within 3 days of the second notification, a new winner will be chosen in the same manner until a winner is successfully contacted.

The chances of winning a prize will depend on the number of eligible entries received. Decisions of the judges in respect of all aspects of this contest including, but not limited to, eligibility of entries and correctness of answers given to the skill-testing question, are final.

London Drugs and their respective advertising and promotional agencies, the independent judging organization, and their respective agents are not liable to an entrant in any manner relating to the contest or the awarding and use of the prize(s).

This contest is subject to all federal, provincial, and municipal laws and regulations. By entering the entrant consents to the collection of all personal information included on their entry and agrees to the use and disclosure of such information by and between London Drugs, an independent judging organization, and their agents. The winner(s) also agrees to the collection, use, and disclosure of their name, entry, photographs, voice, and statements for London Drugs’ publicity purposes without further compensation. All personal information collected from entrants will be used only for the purposes of administering the contest and for marketing and promotional purposes as contemplated by these rules; under no circumstances will any personal information be sold or rented to third parties. All personal information collected by London Drugs will be kept in accordance with the privacy policy of London Drugs, which can be viewed at www.londondrugs.com, and in accordance with all applicable privacy laws.

The right is reserved by London Drugs to terminate this contest, in whole or in part, and/or modify, amend or suspend the contest, and/or these rules in any way, should any cause beyond the reasonable control of London Drugs or its agents affect the proper administration thereof.

 

 

Enter for a Chance to WIN a Crock-Pot Express Crock Multi-Cooker!

In today’s fast-paced world, you need a multi-cooker that can keep up with your lifestyle. The Crock-Pot® Express Crock Multi-Cooker can cook meals up to 70% faster than traditional cooking, so you can spend less time in the kitchen and more time with friends and family.

With the Express Multi-Cooker, thanks to 8 pre-set pressurized settings for various foods, you can choose to eat sooner, or you can use the slow cook setting to come back later to a delicious hot meal. You can also steam, brown, or sauté before programming, making one-pot meals easier than ever.

Together with Crock-Pot, we’re excited to be giving away a Express Crock Multi-Cooker! See below for full Terms & Conditions and how to enter.

Crock-Pot Facebook Contest Terms & Conditions

To enter: Comment with your favourite classic crock pot or pressure cooker recipe in the Crock-Pot giveaway Facebook post.

Contest is open to all residents of British Columbia, Alberta, Saskatchewan, and Manitoba who, as of the date the prize draw is made: (i) have not won a London Drugs contest since March 23rd, 2017; (ii) have reached the age of majority in the province in which they reside as of March 23rd, 2018; (iii) are not employees of London Drugs, their respective advertising and promotional agencies, the independent judging organization (if any), or any family member living with any such employee.

No purchase necessary. Limit one (1) entry per person per social network per contest. Entries must be received no later than 11:59 PM Pacific Time on April 6th 2018. London Drugs is not responsible for entries that become lost or misdirected. All entries become the property of London Drugs Limited and will not be returned.

One (1) winner will be randomly chosen on the day the contest ends (see dates below) in Vancouver, British Columbia, from all eligible entries received per contest. To win, selected entrants must correctly answer a skill-testing mathematical question and must sign London Drugs’ declaration and release confirming compliance with the contest rules and acceptance of the prize(s) as awarded, releasing London Drugs from liability in association with the contest and prize and consenting to the use of their name, photograph, voice and statements for promotional and publicity purposes.

There will be one (1) prize of one Crock-Pot Express 8-in-1 Crock Multicooker – 6QT – SCCPPC600-V1 ($99.99). See details and contest date below. Prizes must be accepted as awarded, are non-transferable and no substitutions are permitted. Prizes will be awarded at the closest London Drugs location to contest winners.

Contest dates – Friday March 23rd 2018 – Friday April 6th, 11:59 PM Pacific Time

Draw date – Monday April 9th 2018

Only one prize may be won by any one person and household. In the event that any selected entrant incorrectly answers the skill-testing question or is otherwise unwilling or unable to comply in full with these rules, a new entry will be drawn.

Selected winners will be contacted by email or on the social network they were drawn from. No correspondence will be entered into except with selected entrants. If the winners do not respond then they will be notified for the second time, 3 (three) days after the first notification. If the winners still do not respond within 3 days of the second notification, a new winner will be chosen in the same manner until a winner is successfully contacted.

The chances of winning a prize will depend on the number of eligible entries received. Decisions of the judges in respect of all aspects of this contest including, but not limited to, eligibility of entries and correctness of answers given to the skill-testing question, are final.

London Drugs and their respective advertising and promotional agencies, the independent judging organization, and their respective agents are not liable to an entrant in any manner relating to the contest or the awarding and use of the prize(s).

This contest is subject to all federal, provincial, and municipal laws and regulations. By entering the entrant consents to the collection of all personal information included on their entry and agrees to the use and disclosure of such information by and between London Drugs, an independent judging organization, and their agents. The winner(s) also agrees to the collection, use, and disclosure of their name, entry, photographs, voice, and statements for London Drugs’ publicity purposes without further compensation. All personal information collected from entrants will be used only for the purposes of administering the contest and for marketing and promotional purposes as contemplated by these rules; under no circumstances will any personal information be sold or rented to third parties. All personal information collected by London Drugs will be kept in accordance with the privacy policy of London Drugs, which can be viewed at www.londondrugs.com, and in accordance with all applicable privacy laws.

The right is reserved by London Drugs to terminate this contest, in whole or in part, and/or modify, amend or suspend the contest, and/or these rules in any way, should any cause beyond the reasonable control of London Drugs or its agents affect the proper administration thereof.

 

 

London Drugs Vancouver JunoFest Contest – Enter for a chance to Win!

London Drugs is a proud sponsor of the 2018 JUNO Awards and are giving you a chance to win a pair of JUNOfest wristbands in Vancouver!

We want to hear your stories! What was the BEST concert you’ve been to by a Canadian musician or band?
Share your experience in the comments of our facebook JUNOfest giveaway post for a chance to win two wristbands to JUNOfest in Vancouver!

95 Bands. 15 Stages. 2 Nights. 1 Wristband.

Over 95 artists are set to heat up the streets of Vancouver during JUNOfest, the two-night annual music celebration that can be seen at 15 stages across Vancouver, March 23-24, 2018!

Terms & Conditions
To enter: Share your experience in the comments of London Drugs facebook JUNOfest giveaway post.

Contest is open to all residents of British Columbia who, as of the date the prize draw is made: (i) have not won a London Drugs contest since March 18, 2018; (ii) have reached the age of majority in the province in which they reside as of March 14, 2018; (iii) are not employees of London Drugs, their respective advertising and promotional agencies, the independent judging organization (if any), or any family member living with any such employee.

No purchase necessary. Limit one (1) entry per person per social network per contest. Entries must be received no later than 11:59 PM Pacific Time March 18 2018. London Drugs is not responsible for entries that become lost or misdirected. All entries become the property of London Drugs Limited and will not be returned.

One (1) winner will be randomly chosen on the day the contest ends (see dates below) in Vancouver, British Columbia, from all eligible entries received per contest. To win, selected entrants must correctly answer a skill-testing mathematical question and must sign London Drugs’ declaration and release confirming compliance with the contest rules and acceptance of the prize(s) as awarded, releasing London Drugs from liability in association with the contest and prize and consenting to the use of their name, photograph, voice and statements for promotional and publicity purposes.

There will be one (1) prize of one pair of 2018 JUNOfest wristbands.

See details and contest date below. Prizes must be accepted as awarded, are non-transferable and no substitutions are permitted. Prize will be awarded at London Drugs on Granville and Georgia.

Contest date – Wednesday, March 14– Sunday, March 18, 11:59 PM Pacific Time
Draw date – Monday March 19, 2018

Only one prize may be won by any one person and household. In the event that any selected entrant incorrectly answers the skill-testing question or is otherwise unwilling or unable to comply in full with these rules, a new entry will be drawn.

Selected winners will be contacted by email or on the social network they were drawn from. No correspondence will be entered into except with selected entrants. If the winners do not respond then they will be notified for the second time, 1 (day) days after the first notification. If the winners still do not respond within 24hrs of the second notification, a new winner will be chosen in the same manner until a winner is successfully contacted.

The chances of winning a prize will depend on the number of eligible entries received. Decisions of the judges in respect of all aspects of this contest including, but not limited to, eligibility of entries and correctness of answers given to the skill-testing question, are final.

London Drugs and their respective advertising and promotional agencies, the independent judging organization, and their respective agents are not liable to an entrant in any manner relating to the contest or the awarding and use of the prize(s).

This contest is subject to all federal, provincial, and municipal laws and regulations. By entering the entrant consents to the collection of all personal information included on their entry and agrees to the use and disclosure of such information by and between London Drugs, an independent judging organization, and their agents. The winner(s) also agrees to the collection, use, and disclosure of their name, entry, photographs, voice, and statements for London Drugs’ publicity purposes without further compensation. All personal information collected from entrants will be used only for the purposes of administering the contest and for marketing and promotional purposes as contemplated by these rules; under no circumstances will any personal information be sold or rented to third parties. All personal information collected by London Drugs will be kept in accordance with the privacy policy of London Drugs, which can be viewed at www.londondrugs.com, and in accordance with all applicable privacy laws.

The right is reserved by London Drugs to terminate this contest, in whole or in part, and/or modify, amend or suspend the contest, and/or these rules in any way, should any cause beyond the reasonable control of London Drugs or its agents affect the proper administration thereof.

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